
Tools & Calculators Loan Calculators Payment Breakdown Calculator  This calculator will help you to determine the principal and interest breakdown on any given payment number. Simply enter the loan's original terms (principal, interest rate, number of payments, and monthly payment amount) and click on the "Compute" button. Loan Comparison Calculator  Calculate the payment amount and the total interest of any fixed term loan. Loan Calculator w/Amortization  This calculator will compute a loan's monthly payment amount based on the principal amount borrowed, the length of the loan and the annual interest rate. Debt Consolidation Calculator  When the typical debtconsolidation company advertises that they can "save you money," what they are most often referring to is simply a reduction in your total monthly debt payments  not a savings in the cost of paying off your debt (interest charges). Sure, by consolidating your payments into a single loan, you might be paying one monthly payment that is smaller than the sum of your current monthly payments, but if they stretch your loan out for a longer period of time you could actually end up paying more interest by consolidating. This calculator will help you to determine whether or not consolidating will actually reduce the cost of retiring your debts. Savings Goal Calculator  Use this calculator to figure how much your current savings will grow and how much more you'll need to save each month in order to achieve a given savings goal within a given number of years. Retirement Savings Calculator  Use this calculator to compute how much you would need to have invested in order to withdraw a specified amount each year over the course of a specified period of time. For example, if you want to be able to withdraw $500 during each month of your expected 20year retirement, this calculator will tell you that if you expect to earn a 10% interest rate you will need to have $51,812.30 saved up by the time you retire. This is often referred to as "Present Value of an Annuity" analysis. Mortgage Qualification Calculator V1 Mortgage Qualification Calculator V2 Mortgage Payoff Goal Calculator  This calculator will show you the additional monthly payment you will need to make on your current mortgage in order to pay if off within a specified number of years. It will also show you how much interest you will save if you make the calculated additional payment each month, from now until your mortgage is paid off. 

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